Credit Cards and Lack of Credit History
You don’t always get denied for credit on a credit card application because you have defaulted or proved yourself to be untrustworthy. Sometimes it is less complicated than that, this can often happen...
View ArticleThe Ultimate Guide to Credit Card Balance Transfers
The most common way a credit card is used is through the card itself. Each time it gets swiped, the available credit is reduced and a person is expected to pay a monthly payment based on the amount of...
View ArticleWhy do credit card companies target students?
Surprisingly, students are a good credit risk, despite the fact that they often do not have jobs and are also borrowing student loans. Research has shown that student borrowers are valuable customers...
View ArticleWhat’s the best way to establish a credit history if I have no credit history...
Three steps will start you down the right path. The first is to have or open a bank account. Most any application for credit and credit cards will ask for this information. The second is to obtain a...
View ArticleMy son just got his first credit card. What should I tell him about how to...
The first and last thing about using a credit card doesn’t have anything to do with using the card. The most important thing is to make the credit card payment on time. This will greatly influence...
View ArticleCredit Card Number
A credit card number is a unique number assigned to a credit card account. The unique number is assigned by the credit card company to each new credit card. The first six digits on a credit card are...
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